Life Insurance for all that matters to you
Harbor One Insurance Company can help you find coverage that's right for you and your loved one's.
Explaining Life Insurance
Life insurance helps your life’s moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.
Life insurance coverage at a glance
Whether you're looking for the affordability of term insurance, the lifelong protection and cash value of permanent insurance, or a combination of both, we have options to fit your needs and budget. Decide which coverage is right for you before getting a life insurance quote.
Permanent Life
Provides lifetime coverage, if premiums are paid.
Level premiums.
Some types of permanent insurance offer flexible premium payments and level or increasing death benefit options.
Term Life
Provides coverage for a limited time period (term), if premiums are paid.
Provides a death benefit, but typically no cash value.
Initially, less expensive form of life insurance.
May be renewable or convertible.