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Boat Insurance Quotes to fit any budget

Whether you're casting lines on the lake, running a charter on the open ocean, or cruising the coastline, we’ve got the boat insurance to help keep you protected.

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What do i need to get a boat insurance quote?

Providing some vehicle and personal details, along with a brief driving history, helps determine your coverage needs, deductible, and policy cost.

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Types of Boats Insured

Harbor One offers boat insurance for multiple water-going types.

  • Runabout/sport boats

  • Cabin cruiser/yachts

  • Sailboats

  • Bass/fishing boats

  • Pontoons

  •  Jet Ski's

  • House Boats

  • Wake Boats

  • Sport Fishing Boats

What Does Boat Insurance Cover?

Protect your boat from common risks like sinking, fire, storms, theft, and collisions. Our coverage extends to your vessel, including the hull, motor(s), specified equipment, and even the boat trailer if requested. Plus, we help cover property onboard to keep you fully protected on the water.

Types of perils we insure against

  • Sinking

  • Fire

  • Theft

  • Storms

  • Collision

  • Capsizing

  • Explosion

  • Stranding

Property Coverage Examples

  • Boat, motor, trailer

  • Equipment permanently attached to the boat

  • Anchors

  • Electric trolling motors

  • Oars

  • Theft

  • Tools

  • Seat Cusions

  • Life Preservers

We're in the business of helping your small business

Agent know-how

We are small business owners too. We understand what it takes to run a business and are ready to help you set up for success.

Customizable insurance

Harbor One offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.

Personalized service

We are ready to help your business grow and thrive with good neighbor service you can count on no matter what.

Address

250 Mathis Ferry Rd

Mount Pleasant, SC 

Email

Phone

843.789.4256

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