Collector & classic car insurance for your pride and joy
Whether you’ve meticulously restored your antique or classic car or acquired a beautifully preserved showpiece, it’s more than just a vehicle—it’s your passion. Unlike modern cars, classic cars can appreciate in value, requiring specialized insurance. Let us help protect it.
What‘s antique or classic?
Just because it’s old, doesn’t make it an antique, nor a classic. The industry offers definitions that allow your baby to qualify for specific types of coverage.
Classic automobile
A motor vehicle 10 to 24 years old that has historical interest.
Antique automobile
A motor vehicle over 24 years old that has historic interest.
What kind of car is eligible?
To qualify for classic car insurance, your vehicle can’t just have years invested.
Usage
Your antique or classic car must be used on a very limited basis, such as infrequent pleasure driving, shows, exhibitions, club activities or parades. It can’t be your primary use vehicle.
Condition
You need to have restored, maintained, or preserved your antique or classic car, or it must be actively undergoing restoration.* (Some insurers may decline coverages if the vehicle is not in excellent condition).
Hosuing
It must be stored in an enclosed building.