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Watercraft Insurance South Carolina
Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We'll help you leave your worries on dry land and fully enjoy your time on the water.
What are the financial risks involved with owning a boat?
Getting out one the water should be carefree, but owning and running a boat brings several financial risks. Watercraft insurance means you can stop worrying about those risks and get back to relaxing on your boat.
Damage and liability coverage features of Watercraft Insurance Policy
Boat insurance (or watercraft insurance) policies typically consist of two standard elements, with two optional extras that are worth considering. One standard feature is insurance coverage for physical damage to the boat, which can result from a collision, fire, severe weather, theft, or vandalism. The other standard feature in a boat insurance policy is liability coverage, which means you're covered for damage you cause to other boats or people, along with the associated legal costs. It's important to look for insurance policies that cover the costs of cleaning up any oil spillages if your boat is severely damaged as well.
Optional add-ons to your boat policy.
One optional element of a watercraft insurance policy is coverage for theft of or damage to your personal possessions kept or used on your boat. This is especially important when you have sports or fishing equipment and expensive gadgets onboard. You can also opt for boat towing and assistance coverage to protect against the costs associated with a breakdown while on the water.
If you enjoy spending time on the water, it's important to talk to us at Harbor One Insurance about getting the right boat insurance coverage in place today.