Level Up Your Protection with Harbor One Insurance
Smart, reliable coverage designed to protect what matters most — your family, assets, and future.
Let Harbor One take care of all your insurance needs
Protect your home, car, family, and business with coverage tailored to your needs. With offices in Mount Pleasant and Walterboro, Harbor One Insurance is a family-owned independent agency specializing in coastal insurance across Charleston, Myrtle Beach, Hilton Head Island, and surrounding communities. We also serve inland South Carolina, North Carolina, Georgia, Alabama, Florida, Virginia, and Texas, offering personal guidance wherever you call home.
Auto Insurance
We offer customized auto insurance coverage that protects you on the road while keeping your rates competitive.
Car Insurance
Boat Insurance
Off-Road Insurance
Motorcycle Insurance
RV Insurance
Classic Car Insurance
Property Insurance
Protect your home and valuable assets with comprehensive property insurance tailored to your specific needs.
Homeowners Insurance
Renters Insurance
Manufactured Home Insurance
Condominium Insurance
Rental Property Insurance
Business Insurance
Protect your business with comprehensive insurance solutions designed to safeguard your operations, assets, and future growth.
Business Owner’s Coverage
Commercial Umbrella Coverage
Contractor Coverage
Small Business Coverage
Commercial Auto Coverage
Workers Compensation Coverage
Surety & Fidelity Bond Coverage
Personal Insurance
Reliable protection that safeguards your income today and your loved ones tomorrow.
Life Insurance
Disability Insurance
Valuables & Collectibles
High value insurance designed to safeguard your prized possessions.
Stamps & Coins
Jewelry
Trading Cards
Art
Weapons
Other Valuables
Our Process
Get Assigned to a Dedicated Service Representative
01
02
Comprehensive Review of Current Needs and Policies
Tailored Coverage & Seamless Implementation
03
Ongoing 1-on-1 support & Policy Reviews
04
what our customers are saying:
“Hannah was thorough and patient as she explained my policies, the changes from my prior policies, and the differences in premiums, as well as why she recommended the coverages she quoted. She answered all my questions and was very helpful and thoughtful in her replies to me.”
– Mike R
“Josh and Eve lowered my premium by $1,000/month. They were quick in analyzing my current policy and explaining exactly how and why I could save money working with them. Highly recommend!”
– Geordie M
“This experience has been so great! I walked in and had an insurance policy within 10 minutes after struggling with so many companies. I can’t say enough good things!”
– Elizabeth P
“We enjoy supporting local companies, including Harbor One Insurance. We’re very pleased with their competitive prices and excellent customer service. For us it was a win-win situation!”
– Joan R
What our customers are saying
Got Questions?
Meet Breaker, Harbor One’s virtual assistant! He is available 24/7 to answer any questions you may have and to help you set a meeting with our team. Click the message bubble in the bottom right corner to get started chatting with Breaker.