Our Team
Where Protection Meets Personal Service
At Harbor One Insurance, we believe insurance should be simple, personal, and built on trust. In an industry that often feels complicated and impersonal, our goal is to bring a boutique, full-service approach back to life.
We’re a small, hardworking team with over a decade of customer service experience, focused on making our clients’ lives easier through clear guidance, proactive communication, and high-touch service. We’re unapologetically authentic and committed to always doing what’s right for the people we serve.
Protecting our clients is at the core of everything we do. We continue to grow by putting relationships first and ensuring our clients feel confident, secure, and well taken care of.
A message from our owner, Josh Wright
Josh founded Harbor One Insurance with a clear mission: to provide clients with meaningful savings and truly personalized coverage solutions. After recognizing a gap in the insurance industry for transparent guidance and tailored service, he set out to build an agency focused on putting clients first. Today, Harbor One Insurance is proud to serve individuals and businesses across South Carolina, North Carolina, Virginia, Georgia, and Alabama.
Meet Our Team
Josh Wright
Owner
Josh is the Owner of Harbor One Insurance and a proud South Carolina native with a passion for helping individuals, families, and business owners protect what matters most—without overpaying. Josh believes insurance should be both comprehensive and cost-effective, which is why he focuses on shopping policies across multiple carriers to find the right coverage at the best possible rate. His approach is built on education, transparency, and long-term relationships, helping clients understand their options and feel confident in their coverage. With experience across home, auto, and commercial insurance, Josh is committed to helping clients save money while maintaining reliable protection. In his free time, Josh enjoys spending time with his wife, Nicole, and their three young children.
Hannah Lane
Hannah is a Senior Account Manager and lifelong Walterboro, South Carolina local with over 13 years of experience in the insurance industry. She specializes in home, auto, landlord property, and commercial business insurance, helping clients across the Lowcountry protect their homes, vehicles, and livelihoods. Hannah takes a personalized, educational approach—getting to know her clients’ lifestyle and financial picture so she can tailor coverage that truly fits their needs. Clients value her honest guidance and commitment to education, especially her belief that the cheapest policy isn’t always the best protection. Outside of work, Hannah enjoys spending time outdoors with her family—and fun fact: she graduated high school at just 16 years old.
Eve Olvera
Eve Olvera is an Account Manager with over 14 years of insurance experience, specializing in home, auto, and commercial insurance. Based in Walterboro, South Carolina, Eve is known for her responsiveness and hands-on service, making it easy for clients to call, text, or email and know they’ll hear back quickly. She works hard to find competitive pricing while taking the time to clearly explain what each coverage means, so clients understand exactly what they’re getting. Outside of work, Eve enjoys spending time with friends and family and taking weekend trips to recharge. Fun fact: she’s a proud grandmother.
Maggie Faile
Maggie is an Account Manager who helps clients feel confident about their auto and home insurance by making coverage easy to understand. With three years of experience, Maggie takes a personal, educational approach—taking the time to explain what your coverage means, why it matters, and how it protects you. Clients appreciate her ability to listen, build real relationships, and guide them to the right coverage without the stress. Originally from Lugoff, South Carolina, Maggie loves spending time outdoors and thrives in fast-paced situations—so you can trust she’s got you covered when it matters most.
Donna Sineath
Client Service Representative
Donna is a licensed insurance agent and a cornerstone of the Harbor One Insurance service team. With decades of experience in the industry, she brings a deep understanding of coverage, policy servicing, and client care to every interaction. Donna works closely with our account managers to ensure a seamless experience for clients—providing dependable support, attention to detail, and the kind of knowledgeable service that builds long-term trust.
Ryan Dabbs
Sales Producer
Ryan is a Producing Agent with five years of insurance experience, specializing in high-value homeowners insurance, commercial insurance, and hard-to-insure risks. Originally from Camden, South Carolina, Ryan is known for his responsiveness and creative approach to finding coverage solutions that fit each client’s unique needs. He believes in having in-depth conversations about coverage, taking the time to explain complex insurance terms so clients can make confident decisions. Ryan’s philosophy is simple: it’s always better to have more coverage and not need it than not having enough when you do. Outside of work, he enjoys traveling to new countries with no set itinerary and spending time on the water boating and fishing around Charleston. Fun fact: he’s an avid snow skier and mountain biker.
Ashley Ellis
Account Manager
Ashley is an Account Manager with three years of insurance experience, specializing in home and auto insurance. Originally from Florida and a Charleston local for the past 20 years, Ashley believes insurance is about more than just policies. She takes a personalized approach by getting to know each client, listening to what matters most, and recommending coverage that fits their unique needs. Clients appreciate her responsiveness, honesty, and friendly approach, as well as her commitment to being a trusted resource long after a policy is in place. Outside of work, Ashley enjoys spending time with her three children and their furry family members, often at the beach or by the pool. Fun fact: she’s a passionate animal lover and is also a trained veterinary technician.
Sierra Lingo
Account Manager
Sierra is an Account Manager with three years of insurance experience, including over a year as a licensed insurance professional. She specializes in home and auto insurance and is passionate about making the insurance process simple, approachable, and easy to understand. Originally from Atlanta, Georgia, and now proud to call the South Carolina Lowcountry home, Sierra is known for her quick response times, proactive communication, and friendly personality. She believes every client deserves honest guidance and takes the time to answer questions and explain coverage so they can make confident, informed decisions. Outside of work, Sierra enjoys exploring new places with her husband and their twin daughters. Fun fact: she loves planning memorable family adventures while staying on a budget.